LIVEpdqSM Examples
Non-smoker
Age 76
Death Benefit: $1,000,000
Annual Premium: $51,096
Health Issues: Arthritis, Coronary Artery Disease, Diabetes, Balance, Hypertension
LIVEpdq Estimate: $240,000
Actual Settlement: $247,500
Non-smoker
Age 83
Death Benefit: $825,000
Annual Premium: $51,341
Health Issues: Arthritis, Hypertension
LIVEpdq Estimate: $155,000
Actual Settlement: $165,000
Non-smoker
Age 69
Death Benefit: $500,000
Annual Premium: $18,176
Health Issues: Colitis, Bypass Surgery, Diabetes
LIVEpdq Estimate: $108,000
Actual Settlement: $125,000
Non-smoker
Age 68
Death Benefit: $455,000
Annual Premium: $25,788
Health Issues: Asthma, Diabetes, Balance
LIVEpdq Estimate: $100,000
Actual Settlement: $179,984
Non-smoker
Age 74
Death Benefit: $1,500,000
Annual Premium: $45,890
Health Issues: None
LIVEpdq Estimate: $234,000
Actual Settlement: $187,500
Non-smoker
Age 87
Death Benefit: $1,000,000
Annual Premium: $77,261
Health Issues: Prostate Enlargement
LIVEpdq Estimate: $96,000
Actual Settlement: $260,000
Non-smoker
Age 84
Death Benefit: $1,825,000
Annual Premium: $82,828
Health Issues: Atrial Fibrillation, Coronary Artery Disease, Falls
LIVEpdq Estimate: $488,400
Actual Settlement: $700,000
The LIVEpdq SM (Life Insurance Valuation Estimate pretty darn quick) is a one of a kind financial tool specifically designed to instantly appraise the settlement or collateral value of a life insurance policy. As such, it is intended to be used as an estimating tool only. Insured's whose initial calculation information indicates probable acceptance may, in fact, not qualify based on a more in depth review. Final offers may ultimately vary from the LIVEpdq SM appraisal result.
All applicants must submit an application, be underwritten, and have their policies and other data analyzed before final life settlement pricing, acceptance, or rejection can be determined. A LIVEpdq SM appraisal does not constitute an offer or promise to purchase any policy presented for purchase. A potential buyer's ability to purchase a policy is based on numerous factors in addition to those used within LIVEpdq SM.
